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Your credit score will mean everything in today's society. It is something that creditors and banks will base on whether you are worthy to get approved for the loan you are applying for and it is also something that will determine your credibility to certain employers and also to landlords. With a good credit rating, you will be able to apply for loans and credit cards easily. It will mean that you will have more chance in getting that loan you need. It will also mean that you will have more chance in getting that certain job you have been applying for and it will also mean that you can pay your bills on time with the landlords when you are applying for an apartment. Having a bad credit reduces all these opportunities. You may get approved for a credit card or a loan, but it will usually have higher interest rates. This is because creditors aren’t sure that you can pay your bills on time. It is also riskier for creditors to approve you for the loan if you have a bad credit. When it...